Use An Investment Adviser or DIY?

A lot gets written about using passive investing in Index Funds vs. Actively Managed Funds. The biggest problem with a passive strategy is human nature. Most people who DIY will freak out when the market drops and sell at the wrong time. Having a good investment...

Put Me In, Coach!

…I’m ready to play!  So goes the song. This means, I’m ready, I’m skilled, I’m qualified, and I’m hungry. Some people get excited about planning their investing or financial future, and want to do it themselves. But do you need a coach? Possibly. Here’s why. When...

The Bigger The Star, The Bigger The Target

I occasionally read an independent wealth manager / fund broker’s blog on DIY Investing. He posted an article that was critical of Dave Ramsey’s use of 12% returns in his examples on radio, during his Smart Money arena events, and in his books and classes. The author...

Enron and The Case Of The Single Stock

This week I met, for the first time, someone who was personally financially taken out by the fall of Enron. He was all set to retire in his 50s because his “advisor” had him invested in an ultra high risk portfolio – Enron stock. He didn’t pay much attention to it...

My Take On Three Myths Of Retirement Planning

I read an article today on Kiplinger about the Three Dangerous Myths Of Retirement Planning. It aligns perfectly with what we teach in our 9-week FPU classes and in coaching clients individually. I’ll leave it to you to read the article on your own, but will address...